IDFC FIRST Bank & RuPay Launch FIRST EA₹N Credit Card

IDFC FIRST Bank has teamed up with RuPay to launch the FIRST EA₹N RuPay Credit Card, a secured credit card that combines the advantages of a fixed deposit with the ease of UPI transactions. This innovative card aims to offer users greater financial flexibility along with attractive rewards.

Key Features and Benefits

Guaranteed Approval

 Applicants can secure instant approval by opening a fixed deposit of at least ₹5,000 with IDFC FIRST Bank, making it accessible to individuals with no credit history or low CIBIL scores.

Cashback on UPI Transactions

Users earn guaranteed cashback on all UPI transactions made with the card—1% when using the IDFC FIRST Bank App and 0.5% with other UPI apps, up to ₹500 cashback per month.

Welcome and Renewal Benefits

Get 100% cashback up to ₹500 on the first UPI transaction completed within 15 days of card issuance through any UPI app.

Additional Perks

The card offers complimentary roadside assistance, lost card liability cover, and personal accident cover, enhancing both security and convenience for users.

Application Process

To apply for the FIRST EA₹N RuPay Credit Card, visit the IDFC FIRST Bank website, complete the online application form, and open the necessary fixed deposit. Once approved, users can start enjoying the benefits of the card immediately.

About IDFC FIRST Bank

• Established in 2015 after the merger of IDFC Bank and IDFC Securities.
• Offers a range of banking services, including retail and corporate banking, wealth management, and more.
• Known for its customer-centric approach and digital banking services.
• Headquartered in Mumbai, Maharashtra.

About RuPay

• India’s first indigenous card payment network, launched by the National Payments Corporation of India (NPCI) in 2012.
• Enables secure and cost-effective payments for both domestic and international transactions.
• Widely accepted for debit, credit, and prepaid card payments in India and abroad.
• Supports UPI, IMPS, and ATM transactions.