Jharkhand Chief Minister's Maiya Samman Scheme

Key Features of the Scheme

• Launch Date: August 2024

• Initiated By: Chief Minister Hemant Soren

• Objective: To provide financial support to women and improve their economic stability.

• Initial Benefit: ₹1,000 per month per beneficiary.

• Revised Benefit: Increased to ₹2,500 per month in December 2024.

• Delayed Payments: ₹5,000 (for December 2024 and January 2025) credited in January 2025.

• Target Group: Women aged 21 to 49 years.

Financial Assistance and Implementation

• In January 2025, ₹1,415.44 crore was disbursed to 56.61 lakh women beneficiaries.

• Each beneficiary received ₹2,500 for December 2024, with January’s payment to follow later in the month.

• Payments are directly credited to beneficiaries' bank accounts to ensure transparency and efficiency.

• The scheme aims to bolster household income and financial stability, especially for rural families.

Economic Impact

• The initiative significantly enhances household finances, particularly for low-income families.

• Studies show women often reinvest their earnings in family welfare, improving health, education, and overall well-being.

• The scheme promotes financial inclusion by encouraging women to open and maintain bank accounts.

Addressing State Challenges

• Jharkhand faces issues such as poverty, unemployment, and malnutrition.

• The Chief Minister emphasized policy reforms and the importance of women’s contributions to economic growth.

• The program engages rural communities to leverage women’s potential in driving the state’s prosperity.

Eligibility Criteria

To qualify for the scheme, applicants must meet the following requirements:

• Be female and a permanent resident of Jharkhand.

• Be between 21 and 49 years of age.

Exclusions

The following individuals are not eligible for the scheme:

• Applicants or their spouses employed in:

  • Central/State Government

  • Public Sector Undertakings (PSUs)

  • Local or statutory bodies, urban bodies

  • Government-aided educational institutions

• Pensioners or family pension recipients.

• Current or former MPs/MLAs or their family members.

• Families paying income tax.

• Beneficiaries of other social security pensions.

• Applicants with an Employees’ Provident Fund (EPF) account.

Required Documents

Applicants must provide the following:

• Aadhaar Card

• Ration Card

• Voter ID

• PAN Card

• Bank Passbook

• Self-declaration Letter

The Jharkhand Mukhyamantri Maiya Samman Yojana represents a significant step toward empowering women and addressing socio-economic challenges in the state, fostering a pathway for inclusive growth and development.

Final Thoughts

The Jharkhand Mukhyamantri Maiya Samman Yojana is a transformative step toward empowering women and strengthening rural economies.

By providing direct financial support of up to ₹2,500 per month, the scheme not only improves the economic well-being of lakhs of women but also encourages financial inclusion and independence.

As Jharkhand tackles ongoing challenges like poverty and unemployment, this initiative reflects the state government's commitment to inclusive development and the critical role of women in driving social progress.