Saksham Niveshak Campaign 2025 by MCA

What is the Saksham Niveshak Campaign?

The Saksham Niveshak Campaign is a 100-day national awareness drive launched by the Investor Education and Protection Fund Authority (IEPFA) under the Ministry of Corporate Affairs (MCA). Running from 28th July to 6th November 2025, the campaign targets investor empowerment, especially focusing on shareholders with unclaimed dividends and outdated KYC or nomination details.

The Saksham Niveshak Campaign aims to:

• Help investors reclaim unclaimed dividends

• Prevent the transfer of shares to IEPFA

• Encourage timely updates of KYC and nominations

Objectives of the Saksham Niveshak Campaign

The Saksham Niveshak Campaign addresses a growing concern in India: a large number of shareholders are unaware of dividends owed to them due to outdated records, physical shares, or a lack of communication.

The campaign's key goals are:

• Resolve pending cases of unclaimed dividends in India

• Support shareholders in completing their KYC update

• Ensure dividend credits reach rightful investors directly and without delay

By targeting these issues, the Saksham Niveshak Campaign promotes both investor awareness and financial inclusion.

Role of IEPFA and MCA

The Investor Education and Protection Fund Authority (IEPFA) is a statutory body under the Ministry of Corporate Affairs (MCA).

It manages:

• Unclaimed shares and dividends

• Investor grievance redressal

• Financial literacy programs across India

Through initiatives like Niveshak Didi, Niveshak Panchayat, and Niveshak Shivir, IEPFA strengthens grassroots outreach. The Saksham Niveshak Campaign is part of this broader strategy to promote investor protection.

Collaborations and Wider Impact

To support the Saksham Niveshak Campaign, the Department of Posts collaborated with the Association of Mutual Funds in India (AMFI) to simplify KYC verification.

This move benefits:

• Over 24 crore mutual fund investors

• All Asset Management Companies (AMCs) under AMFI

• A growing investor base that added 1 crore+ new investors in FY25

Such collaboration strengthens the investor awareness drive and ensures smoother compliance with KYC and nomination norms.

Investor Actions and Benefits

The Saksham Niveshak Campaign urges all investors, especially those holding physical share certificates, to take immediate steps to:

1. Update KYC online through company registrars or RTA portals

2. Add or modify nomination details

3. Dematerialise shares via a registered Demat account

4. Track unclaimed dividends through IEPFA’s online tools

These steps ensure dividends are credited directly and shares are not mistakenly transferred to IEPFA.

Benefits of the Saksham Niveshak Campaign:

• Protects investor rights

• Promotes dividend continuity

• Ensures compliance with MCA guidelines

• Avoids share loss due to inactivity

Importance of SSC Exams

The Saksham Niveshak Campaign is highly relevant for SSC current affairs and can appear in:

• General Awareness sections

• Topics related to the Ministry of Corporate Affairs initiatives

• Questions on financial literacy and investor schemes

Quick Recap Table

Frequently Asked Questions (FAQs)

Q. What is the Saksham Niveshak Campaign?

A. It is a 100-day national awareness campaign by IEPFA to help shareholders claim unclaimed dividends and update KYC and nomination details.

Q. Who launched the Saksham Niveshak Campaign?

A. The Investor Education and Protection Fund Authority (IEPFA) under the Ministry of Corporate Affairs.

Q. How can I update KYC for dividends?

A. Shareholders can update KYC online through company portals or RTAs and must also dematerialise physical share certificates.

Q. Why is the Saksham Niveshak Campaign important?

Final Thoughts

The Saksham Niveshak Campaign is a timely and impactful initiative that highlights the government's commitment to protecting investor interests. With thousands of investors unaware of their unclaimed dividends and at risk of losing ownership of shares, this campaign bridges a crucial gap in awareness and action. By encouraging timely KYC updates, nomination registrations, and dematerialisation of physical shares, the campaign empowers individuals to secure what is rightfully theirs.

Led by the Investor Education and Protection Fund Authority (IEPFA) under the Ministry of Corporate Affairs (MCA), it serves as a model of financial literacy and administrative efficiency. For shareholders and investors, it is a wake-up call to take control of their financial records. 

In conclusion, the Saksham Niveshak Campaign is not just about reclaiming dividends—it is about ensuring that no investor is left behind due to a lack of information or inaction.