EPFO Digital Life Certificate via IPPB

On 3 November 2025, the Employees’ Provident Fund Organisation (EPFO) and the India Post Payments Bank (IPPB) signed a Memorandum of Understanding (MoU) to provide free doorstep submission of Digital Life Certificates (DLCs) for pensioners under the Employees’ Pension Scheme (EPS-95).

This collaboration marks an important milestone in the Digital India and Ease of Living mission. The EPFO Digital Life Certificate allows pensioners to complete the verification process from their own homes without visiting banks or EPFO offices.

What is the EPFO Digital Life Certificate?

The EPFO Digital Life Certificate, also known as the Jeevan Pramaan, is a digital proof of a pensioner’s life status required to continue receiving the EPFO pension. Traditionally, pensioners had to visit banks or offices to submit this certificate manually. However, with the new EPFO Digital Life Certificate online service, the entire process is now paperless, presenceless, and effortless.

Through this initiative, India Post’s vast network—consisting of over 1.65 lakh post offices and 3 lakh+ postal employees—will deliver doorstep EPFO Digital Life Certificate submission facilities across India.

The cost of this service will be fully borne by EPFO, making it completely free for all pensioners.

How to Submit the EPFO Digital Life Certificate

The government has introduced a simple, tech-enabled process to make EPFO Digital Life Certificate submission easy for every pensioner.

Steps to generate and submit the EPFO Digital Life Certificate using Aadhaar:

1. The pensioner contacts the nearest post office, postman, or Gramin Dak Sevak.

2. They provide their Aadhaar number and pension details.

3. Identity is authenticated through Aadhaar biometrics or face recognition technology.

4. Once verified, the Jeevan Pramaan EPFO certificate is generated digitally.

5. The pensioner receives an SMS confirmation, and the certificate becomes available on the EPFO portal the next day.

This EPFO Digital Life Certificate process ensures that pensioners can complete verification without visiting banks or EPFO offices, especially benefiting those in rural and remote regions.

Key Features of the EPFO Digital Life Certificate via IPPB

• Completely free service: all costs are covered by EPFO.

• Doorstep convenience: Service delivered through India Post Payments Bank.

• Secure verification: Uses Aadhaar authentication with biometric and facial recognition.

• Wider accessibility: reaches senior citizens in rural areas through Gramin Dak Sevaks.

• Instant confirmation: SMS alert and online availability on the EPFO portal.

This India Post Digital Life Certificate system provides EPFO pensioner life certificate submission facilities at home, supporting the goals of Digital India and financial inclusion.

Benefits of the EPFO Digital Life Certificate Initiative

The EPFO Digital Life Certificate service aligns with India’s broader digital governance and social security reforms.

Major Benefits:

• Reduces the physical strain on elderly citizens.

• Enables pensioner verification through Aadhaar authentication.

• Promotes Digital Life Certificates for pensioners using technology.

• Strengthens financial inclusion by connecting postal services with pension systems.

• Supports EPFO pension verification online and faster pension release.

With EPFO biometric authentication and face recognition technology, the system guarantees accuracy and transparency. The EPFO Digital Life Certificate via India Post Payments Bank thus brings convenience directly to pensioners’ doorsteps.

Why This MoU Matters for Digital Governance

The MoU between EPFO and IPPB marks a revolutionary shift in public service delivery. Through the doorstep EPFO Digital Life Certificate service, the government demonstrates its commitment to inclusive digital transformation.

This initiative is a model of how digital infrastructure can merge with social security frameworks to ensure that senior citizens are not left behind in the nation’s digital journey. It also promotes Digital India, ease of living, and paperless governance in a single step.

Key Facts for SSC and Other Competitive Exams

These facts make the EPFO Digital Life Certificate an important topic for SSC, banking, and other government exams.

Final Thoughts

The EPFO Digital Life Certificate initiative, launched through a partnership between the Employees’ Provident Fund Organisation (EPFO) and India Post Payments Bank (IPPB) on 3 November 2025, enables pensioners to submit their Digital Life Certificates (DLCs) right from home.

Using Aadhaar-linked biometric and face authentication, pensioners can now complete the process easily with help from postmen or Gramin Dak Sevaks. The service is completely free, with all costs covered by EPFO.

This step promotes Digital India, financial inclusion, and ease of living, ensuring that senior citizens—especially in rural areas—can access secure, paperless, and doorstep pension verification through the EPFO Digital Life Certificate system.